Twin States Federal Credit Union  





Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

NCUA
National Credit Union Administration, a U.S. Government Agency




 
Loan Accounts
 
Unsecured Loans (Signature)

Signature Loans9.00% - 18.00% APRUp to 36 Months
  $500 Minimum $5000 Maximum
 
Vehicle Loans

New5.50% - 10.50% APRUp to 60 Months
  MSRP
New6.50% - 11.50% APRUp to 72 Months
  MSRP
Used - 2009-20076.50% - 12.00% APRUp to 60 Months
  NADA - AVERAGE RETAIL VALUE
Used- 2006-20056.50% - 12.00% APRUp to 48 Months
  NADA - AVERAGE RETAIL VALUE
Used- 2004 or Older6.50% - 12.00% APRUp to 36 Months
  NADA - AVERAGE RETAIL VALUE
 
Recreational Vehicle Loans

New - Travel Trailer5.50% - 10.50% APRUp to 48 Months
  100% PURCHASE PRICE
New -- ATV5.50% - 10.50% APRUp to 48 Months
  100% PURCHASE PRICE
Used - Travel Trailer6.50% - 12.00% APRUp to 48 Months
  100% PURCHASE PRICE
User - ATV6.50% - 12.00% APRUp to 48 Months
  100% PURCHASE PRICE
New - Boat, Motor, Trailer5.50% - 10.50% APRUp to 48 Months
  100% PURCHASE PRICE
Used - Boat, Motor, Trailer6.50% - 12.00% APRUp to 48 Months
  100% PURCHASE PRICE
New - Motorcycle5.50% - 10.50% APRUp to 48 Months
  100% PURCHASE PRICE
Used - Motorcycle6.50% - 12.00% APRUp to 48 Months
  100% PURCHASE PRICE
New - Recreational Vehicles Over $10K5.50% - 10.50% APRUp to 60 Months
  100% PURCHASE PRICE
Used- Recreational Vehicles Over $10K6.50% - 12.00% APRUp to 60 Months
  100% PURCHASE PRICE
 
Farm Equipment Loans

New - Tractors & Equipment5.50% - 10.50% APRUp to 48 Months
  100% PURCHASE PRICE
Used - Tractors & Equipment6.50% - 12.00% APRUp to 48 Months
  100% PURCHASE PRICE
New - Tractors & Equipment Over $10K5.50% - 10.50% APRUp to 48 Months
  100% PURCHASE PRICE
New - Lawn Mowers5.50% - 10.50% APRUp to 48 Months
  100% PURCHASE PRICE
Used - Tractors & Equpiment Over 10K6.50% - 12.00% APRUp to 48 Months
  100% PURCHASE PRICE
 
Mortgages

1st & 2nd Mortgages & Land5.50% - 7.50% APRUp to 60 Months
  $5000 Minimum $50000 Maximum Must be principal residence - 80% Loan to Value
1st & 2nd Mortgages & Land5.75% - 7.75% APRUp to 120 Months
  $5000 Minimum $50000 Maximum Must be principal residence - 80% Loan to Value
1st & 2nd Mortgages & Land6.00% - 8.00% APRUp to 180 Months
  $5000 Minimum $50000 Maximum Must be principal residence - 80% Loan to Value
 
Personal Loans

Share Secured5.00% APRUp to 72 Months
  100% Secured by Shares
Certificate Secured5.00% APRUp to 72 Months
  100% Secured by Certificate
 

 

   Twin States Federal Credit Union


59 Yorkville Park Square 
Columbus, MS 39702  USA
Phone: 662-327-7666  Fax: 662-329-4588
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